Streamline and Increase Efficiency of Your Financial Operations

Automate your company’s financial process with the first integrated cash and cashless payment ecosystem in Indonesia. We’re here to help your business payment needs with a comprehensive and secure solution.

Get Started

Licensed and authorized by

Sending Money to China,
Singapore and Hongkong

is now available on OY! Business

Learn More

Cash & Cashless Integration

Say goodbye to time-consuming manual
processes, and hello to an automated cash
& cashless reconciliation with OY!'s integrated
payment ecosystem.

Say goodbye to time-consuming manual processes,
and hello to an automated cash & cashless reconciliation
with OY!'s integrated payment ecosystem.

Learn More

Integrate your account with
a leading accounting platform

for automated book keeping

Learn More

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

A variety of options to transfer funds in bulk, connected to more than 100 banks and e-wallet providers

Bulk Disbursement

Send money simultaneously up to thousands of recipients for scheduled or real-time payment with up to 20% cost savings

Claim Fund

Provide a secure customer refund process, without having to store their bank account information

Account Payable

Manage your company’s invoice payments and vendor data seamlessly in one platform

International Transfer

Transfer funds in SGD and USD to Singapore, China, and Hong Kong conveniently with a competitive exchange rate

Biller API

Allow your customers to pay their bills on your platform, such as water, electricity, and internet

Learn More

Get more details about our Send Money features

Accept payments from various account sources and monitor all your incoming transactions on one integrated dashboard

Payment Link

Get paid with just one link, and let your customers choose their preferred payment method, such as bank transfer, virtual account, e-wallet, and debit/credit card

Virtual Account

Forget setting up multiple business accounts, receive and track payment from various banks on one dashboard

Account Receivable

Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard

Payment Routing

Allows automatic process of directing funds accepted from customers to be disbursed to merchants in one flow

e-Wallet API

Process thousands of online fund transfers to various banks and e-wallets, all in one go

Learn More

Get more details about our Receive Money features

Control and gain visibility of all company expenses through our integrated corporate payment solution

Corporate Card

Issue multiple cards for different teams and track all transactions on our dashboard in real-time.

Learn More

Get more details about our Expense Management features

Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services

Cash Deposit Central

A private cash deposit machine fully dedicated to your company’s needs including if you want to open a cash deposit service for additional revenue

Cash Deposit Point

Opt-in for shared cash deposit access and receive commission for hosting cash transactions from other companies

Payment Point

Facilitate cash-dependent customer base by providing payment acceptance at selected retail points.

Learn More

Get more details about our Cash Management features

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

Send Money

A variety of options to transfer funds in bulk , connected to more than 100 banks and e-wallet providers

Bulk Disbursement

Send money simultaneously up to thousands of recipients for scheduled or real-time payment with up to 20% cost savings

Claim Fund

Provide a secure customer refund process, without having to store their bank account information

Account Payable

Manage your company’s invoice payments and vendor data seamlessly in one platform

International Transfer

Transfer funds in SGD and USD to Singapore, China, and Hong Kong conveniently with a competitive exchange rate

Biller API

Allow your customers to pay their bills on your platform, such as water, electricity, and internet

Learn More

Get more details about our Send Money features

Receive Money

Accept payments from various account sources and monitor all your incoming transactions on one integrated dashboard

Payment Link

Get paid with just one link, and let your customers choose their preferred payment method, such as bank transfer, virtual account, e-wallet, and debit/credit card

Virtual Account

Forget setting up multiple business accounts, receive and track payment from various banks on one dashboard

Account Receivable

Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard

Payment Routing

Allows automatic process of directing funds accepted from customers to be disbursed to merchants in one flow

e-Wallet API

Process thousands of online fund transfers to various banks and e-wallets, all in one go

Learn More

Get more details about our Receive Money features

Expense Management

Control and gain visibility of all company expenses through our integrated corporate payment solution

Corporate Card

Issue multiple cards for different teams and track all transactions on our dashboard in real-time.

Learn More

Get more details about our Expense Management features

Cash Management

Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services

Cash Deposit Central

A private cash deposit machine fully dedicated to your company’s needs including if you want to open a cash deposit service for additional revenue

Cash Deposit Point

Opt-in for shared cash deposit access and receive commission for hosting cash transactions from other companies

Payment Point

Facilitate cash-dependent customer base by providing payment acceptance at selected retail points.

Learn More

Get more details about our Cash Management features

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY! provided solutions that answers our business needs, such as disbursement services. In addition, the availability of a monitoring dashboard makes it easier for the operational team to monitor transactions."

–– Teguh Budi - Senior Vice President Digital Lending & Payment ––

Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."

–– Dini Marita - Head of Finance ––

Featured Customer

Payment Link to simplify online payment process without integration & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”

–– Christian Lie - CEO of Credibook ––

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

01 Pegadaian

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

–– Teguh Budi - Senior Vice President Digital Lending & Payment ––

01 Pegadaian

Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."

–– Dini Marita - Head of Finance ––

01 Pegadaian

Featured Customer

Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”

–– Christian Lie - CEO of Credibook ––

Blog

OY! Indonesia Berikan Solusi Finansial untuk...

Solusi finansial perusahaan dari OY! bermanfaat untuk membantu mengelola penagihan faktur, pembayaran faktur,...

Jalanin Bisnis Online Makin Gampang Pakai Link Pembayaran...

OY! Bisnis memiliki tujuan untuk membantu para pebisnis dalam mengatur keuangan serta mengoptimalkan sistem pembayaran..

Kirim Uang Lintas Negara Semakin Praktis, Transfer Internasional...

OY! Bisnis memahami betul kendala yang dialami para pebisnis untuk mengirim uang ke luar negeri secara lebih efisien...

Cash Deposit Machine, Solusi Manajemen Uang Tunai Terbaik...

Dengan perkembangan teknologi yang ada, kini setor tunai bisa dilakukan dengan mudah, yaitu cash deposit machine...

Panduan Setor Tunai di Mesin CDM OY!

OY! Indonesia menghadirkan solusi pengelolaan uang tunai bagi perusahaan yang kerap kesulitan dalam menangani...

Blog

OY! Indonesia Berikan Solusi Finansial untuk...

Solusi finansial perusahaan dari OY! bermanfaat untuk membantu mengelola penagihan faktur, pembayaran faktur,...

Jalanin Bisnis Online Makin Gampang Pakai Link Pembayaran...

OY! Bisnis memiliki tujuan untuk membantu para pebisnis dalam mengatur keuangan serta mengoptimalkan sistem pembayaran..

Cash Deposit Machine, Solusi Manajemen Uang Tunai Terbaik...

Dengan perkembangan teknologi yang ada, kini setor tunai bisa dilakukan dengan mudah, yaitu cash deposit machine...

Sambut 2023, OY! Indonesia Siap Dorong Pertumbuhan Ekonomi Nasional

Layanan teknologi finansial OY! Indonesia siap mendorong pertumbuhan ekonomi nasional pada 2023. Sebagai langkah dan upaya, perusahaan...

OY! Bisnis Berikan Kemudahan Pelaku UMKM Indonesia

Dengan hadirnya OY! Bisnis, OY! Indonesia selalu berkomitmen untuk terus membantu pertumbuhan UMKM di Indonesia dengan menyediakan produk–produk keuangan...

OY! Indonesia Dukung Usaha Semakin Berkah di Bulan Ramadan

OY! Indonesia, sebagai perusahaan financial technology yang berfokus pada layanan money moving, melanjutkan komitmennya dalam mendukung...

Di Tengah Pandemi, Volume Transaksi OY! Tumbuh 20-30%

Saat ini volume transaksi OY! pun terus meningkat, dan bisa tumbuh 20-30% setiap bulannya seiring pulihnya...

Baznas gandeng aplikasi OY! mudahkan donatur...

Baznas menggandeng aplikasi layanan obrolan OY! untuk memudahkan para muzaki atau donatur zakat menyalurkan zakatnya membantu...

Media

Sambut 2023, OY! Indonesia Siap Dorong Pertumbuhan Ekonomi Nasional

Layanan teknologi finansial OY! Indonesia siap mendorong pertumbuhan ekonomi nasional pada 2023. Sebagai langkah dan upaya, perusahaan...

Di Tengah Pandemi, Volume Transaksi OY! Tumbuh 20-30%

Saat ini volume transaksi OY! pun terus meningkat, dan bisa tumbuh 20-30% setiap bulannya seiring pulihnya...

Baznas gandeng aplikasi OY! mudahkan donatur...

Baznas menggandeng aplikasi layanan obrolan OY! untuk memudahkan para muzaki atau donatur zakat menyalurkan zakatnya membantu...

Mobile App

Manage Your Business
on the Go

Receive and track customer payments conveniently from our mobile app.

Download mobile app

Scan to download

Mobile App

Manage Your Business
on the Go

Receive and track customer payments conveniently from our mobile app.

Download mobile app

Scan to download

Streamline and Increase Efficiency of Your Financial Operations

Sending Money to China,Singapore and Hongkong

Sending Money to China,Singapore and Hongkong

is now available on OY! Business

is now available on OY! Business

Cash & Cashless Integration

Cash & Cashless Integration

Say goodbye to time-consuming manual processes, and hello to an automated cash & cashless reconciliation with OY!'s integrated payment ecosystem.

Say goodbye to time-consuming manual processes, and hello to an automated cash & cashless reconciliationwith OY!'s integrated payment ecosystem.

Integrate your account witha leading accounting platform

Integrate your account witha leading accounting platform

for automated book keeping

for automated book keeping

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

Bulk Disbursement

Claim Fund

Account Payable

International Transfer

Biller API

Learn More

Payment Link

Virtual Account

Account Receivable

Payment Routing

e-Wallet API

Learn More

Corporate Card

Learn More

Cash Deposit Central

Cash Deposit Point

Payment Point

Learn More

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

Send Money

Bulk Disbursement

Claim Fund

Account Payable

International Transfer

Biller API

Learn More

Receive Money

Payment Link

Virtual Account

Account Receivable

Payment Routing

e-Wallet API

Learn More

Expense Management

Corporate Card

Learn More

Cash Management

Cash Deposit Central

Cash Deposit Point

Payment Point

Learn More

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

Payment Link to simplify online payment process without integration & Transaction Data to analyze bank transaction data

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

01

Pegadaian

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

01

Pegadaian

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

01

Pegadaian

Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data

Why Choose OY!

Run your business with confidence with our integrated payment solution! Experience the future of money movement infrastructure today.

Run your business with confidence with our integrated payment solution! Experience the future of money movement infrastructure today.

Blog

Blog

Media

Media

Sending Money to China,
Singapore and Hongkong

Sending Money to China,
Singapore and Hongkong

Say goodbye to time-consuming manual
processes, and hello to an automated cash
& cashless reconciliation with OY!'s integrated
payment ecosystem.

Say goodbye to time-consuming manual processes,
and hello to an automated cash & cashless reconciliation
with OY!'s integrated payment ecosystem.

Integrate your account with
a leading accounting platform

Integrate your account with
a leading accounting platform

Manage Your Business
on the Go

Manage Your Business
on the Go