Streamline and Increase Efficiency of Your Financial Operations

Automate your company’s financial process with the first integrated cash and cashless payment ecosystem in Indonesia. We’re here to help your business payment needs with a comprehensive and secure solution.
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Sending Money to China,
Singapore and Hongkong

Sending Money to China,
Singapore and Hongkong

is now available on OY! Business

is now available on OY! Business

Cash & Cashless Integration

Cash & Cashless Integration

Say goodbye to time-consuming manual
processes, and hello to an automated cash
& cashless reconciliation with OY!'s integrated
payment ecosystem.
Say goodbye to time-consuming manual processes,
and hello to an automated cash & cashless reconciliation
with OY!'s integrated payment ecosystem.

Integrate your account with
a leading accounting platform

Integrate your account with
a leading accounting platform

for automated book keeping

for automated book keeping

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

A variety of options to transfer funds in bulk, connected to more than 100 banks and e-wallet providers 

Bulk Disbursement

Send money simultaneously up to thousands of recipients for scheduled or real-time payment with up to 20% cost savings

Claim Fund

Provide a secure customer refund process, without having to store their bank account information
FREE*

Account Payable

Manage your company’s invoice payments and vendor data seamlessly in one platform
*Limited time offer

International Transfer

Transfer funds in SGD and USD to Singapore, China, and Hong Kong conveniently with a competitive exchange rate

Biller API

Allow your customers to pay their bills on your platform, such as water, electricity, and internet 

Learn More

Get more details about our Send Money features
Accept payments from various account sources and monitor all your incoming transactions on one integrated dashboard

Payment Link

Get paid with just one link, and let your customers choose their preferred payment method, such as bank transfer, virtual account, e-wallet, and debit/credit card 

Virtual Account

Forget setting up multiple business accounts, receive  and track payment from various banks on one dashboard
FREE*

Account Receivable

Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard
*Limited time offer

Payment Routing

Allows automatic process of directing funds accepted from customers to be disbursed to merchants in one flow

e-Wallet API

Process thousands of online fund transfers to various banks and e-wallets, all in one go

Learn More

Get more details about our Receive Money features
Control and gain visibility of all company expenses through our integrated corporate payment solution

Corporate Card

Issue multiple cards for different teams and track all transactions on our dashboard in real-time.

Learn More

Get more details about our Expense Management features
Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services

Cash Deposit Central

A private cash deposit machine fully dedicated to your company’s needs including if you want to open a cash deposit service for additional revenue  

Cash Deposit Point

Opt-in for shared cash deposit access and receive commission for hosting cash transactions from other companies

Payment Point

Facilitate cash-dependent customer base by providing payment acceptance at selected retail points.

Learn More

Get more details about our Cash Management features

Indonesia’s first fully integrated payment infrastructure

All-in-one payment aggregator with cash processing services connected to a cashless ecosystem

Send Money

A variety of options to transfer funds in bulk , connected to more than 100 banks and e-wallet providers

Bulk Disbursement

Send money simultaneously up to thousands of recipients for scheduled or real-time payment with up to 20% cost savings

Claim Fund

Provide a secure customer refund process, without having to store their bank account information

Account Payable

Manage your company’s invoice payments and vendor data seamlessly in one platform

International Transfer

Transfer funds in SGD and USD to Singapore, China, and Hong Kong conveniently with a competitive exchange rate

Biller API

Allow your customers to pay their bills on your platform, such as water, electricity, and internet 

Learn More

Get more details about our Send Money features

Receive Money

Accept payments from various account sources and monitor all your incoming transactions on one integrated dashboard

Payment Link

Get paid with just one link, and let your customers choose their preferred payment method, such as bank transfer, virtual account, e-wallet, and debit/credit card 

Virtual Account

Forget setting up multiple business accounts, receive  and track payment from various banks on one dashboard

Account Receivable

Create invoices for your clients, define payment terms, and track their status on our monitoring dashboard

Payment Routing

Allows automatic process of directing funds accepted from customers to be disbursed to merchants in one flow

e-Wallet API

Process thousands of online fund transfers to various banks and e-wallets, all in one go

Learn More

Get more details about our Receive Money features

Expense Management

Control and gain visibility of all company expenses through our integrated corporate payment solution

Corporate Card

Issue multiple cards for different teams and track all transactions on our dashboard in real-time.

Learn More

Get more details about our Expense Management features

Cash Management

Avoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services

Cash Deposit Central

A private cash deposit machine fully dedicated to your company’s needs including if you want to open a cash deposit service for additional revenue  

Cash Deposit Point

Opt-in for shared cash deposit access and receive commission for hosting cash transactions from other companies

Payment Point

Facilitate cash-dependent customer base by providing payment acceptance at selected retail points.

Learn More

Get more details about our Cash Management features

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY! provided solutions that answers our business needs, such as disbursement services. In addition, the availability of a monitoring dashboard makes it easier for the operational team to monitor transactions."
–– Teguh Budi - Senior Vice President Digital Lending & Payment ––
Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."
–– Dini Marita - Head of Finance ––
Featured Customer

Payment Link to simplify online payment process without integration & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”
–– Christian Lie - CEO of Credibook ––

Join more than 1,000 Businesses with Hassle Free Financial Operations

Reduce your finance operations cost with our custom solutions for your unique business needs

01

Pegadaian

Featured Customer

Pegadaian uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY! provided solutions that answers our business needs, such as disbursement services. In addition, the availability of a monitoring dashboard makes it easier for the operational team to monitor transactions."
–– Teguh Budi - Senior Vice President Digital Lending & Payment ––

01

Pegadaian

Featured Customer

Akseleran uses OY! Disburse to optimize payment process towards thousands of different accounts simultaneously in real-time

"OY!’s team is very responsive and informative. Every obstacle is addressed with good coordination and quick solutions, as well as regular updates that facilitate the collaborative process."
–– Dini Marita - Head of Finance ––

01

Pegadaian

Featured Customer

Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data

"OY! really helps us in establishing an automation-based accounting ecosystem, especially for payment and billing features.”
–– Christian Lie - CEO of Credibook ––

Why Choose OY!

Integrated Ecosystem
One integrated solution for your business cash and cashless transactions, eliminating manual processes for your finance team in monitoring multiple payment channels.
Real-time Settlement
Improve your cash flow with real-time transaction process. All payments are reflected in your account directly, allowing your business to optimize your finance operations.
Customized Solution
We collaborate with our clients closely as their growth partners in developing tailor made solutions that are built on their existing system.
Integration Partners
Connect your account to our accounting partners to automate your company’s bookkeeping process
Mekari Jurnal
Accurate
Xero
Learn More ->

Run your business with confidence with our integrated payment solution! Experience the future of money movement infrastructure today.

Run your business with confidence with our integrated payment solution! Experience the future of money movement infrastructure today.

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Dengan perkembangan teknologi yang ada, kini setor tunai bisa dilakukan dengan mudah, yaitu cash deposit machine...
Read More

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Mobile App

Manage Your Business
on the Go

Receive and track customer payments conveniently from our mobile app.
Download mobile app
Scan to download
Mobile App

Manage Your Business
on the Go

Receive and track customer payments conveniently from our mobile app.
Download mobile app
Scan to download
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PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
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OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
ISO 9001 Quality Management System, ISO 27001 Information Security Management System, ISO 37001 Anti-bribery Management System certified by BSI under certificate numbers FS 751090, IS 751086, and IABMS 780552
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