OY! Indonesia | Send Money

OY! Disburse

The benefits you get by using OY! Disburse

Make real-time transactions 24/7 to 100+ banks and e-wallets in Indonesia

Schedule your transactions for automatic disbursements

Process up to 20 thousand transactions within a few seconds

No limit on the number of transactions you want to make

Keep track of every transactional detail and reconciliation reports easily on one dashboard

*Smart Release* feature ensures that the scheduled payments can only be received on the date specified by the sender

Live Demo Available

Generate via Dashboard

The easiest non-integrated online payment solution. Payments to any account can be made at any time simply by uploading a .CSV file on OY! Bisnis Dashboard.

Generate via API

Integrate your payment system with API Disbursement to experience the best payment solutions. Send money to various banks and e-wallets at the same time quickly and conveniently.

OY! Claim Fund

Increase the efficiency of your business’s refund and reimbursement process by sending money to your customers directly and easily. This process can still be conducted despite not knowing the customer’s bank information, such as their account numbers.

Simplify the refund process in your business

Send money to your customers easily without knowing their bank information (e.g., bank account number)

Extra security; all refunds must be approved beforehand by the user (your business partner)

OY! API Disbursement

Integrate your API and enjoy the convenience of sending money 24/7 to 100+ banks across Indonesia.

Schedule your transactions for automatic disbursements

Smart Release will ensure that payments that have been scheduled can only be received on the date specified by you as the sender.

Easily track every transaction details and reconciliation reports from our dashboard.

OY! Cash Out

Use your smartphone to withdraw cash from any of our partner shops and ATMs.

Withdrawing cash is not restricted to old-school ATMs anymore

Our continuously growing network is your own, digital ATMs

Enhanced your transaction experience by going cardless

Overbooking

Use personal/company account as the source of funds when making transactions. You only need to top up the balance for the required admin fee.

Settlement Bridging

If you haven't got the chance to top up the balance, we have partnered with lending platforms that can provide you with loans to make transactions.

Integration

Payment Methods

We have built direct integration with banks all across Indonesia so you don't have to. Enjoy transfer fund to more than 100+ banks and e-wallets in real-time.

Connect directly to more than 100+ banks in Indonesia
Send funds to various e-wallets

Usecase

Popular Use Cases

Pegadaian

Akseleran

Bibit

Hear from our partners

Christian Lie

CEO

"OY! sangat membantu kami dalam membentuk ekosistem akunting berbasis otomasi terutama untuk fitur pembayaran dan penagihan."

Christian Lie

CEO

Teguh Budi

Senior Vice President Digital
Lending & Payment

"OY! memberikan solusi dari kebutuhan bisnis kami yaitu layanan disbursement. Selain itu, tersedianya monitoring dashboard memudahkan tim operasional untuk melakukan monitoring transaksi."

Teguh Budi

Senior Vice President Digital
Lending & Payment

Dini Marita

Head of Finance

"Tim OY! sangat cepat tanggap dan informatif. Tiap kendala pasti dibantu dengan koordinasi yang baik dan solutif, serta adanya update berkala yang memperlancar proses kerjasama."

Dini Marita

Head of Finance

Pricing

E Wallet

Pay only for the number of transactions made

Rp 2.000

/transaction

Interbank Transfer

Pay only for the number of transactions made

+100 Other Banks

Rp 4.000

/transaksi

Personalized Services

Need to make transactions of over IDR 1 billion per month? Let's team up to accelerate your business growth and enjoy personalized package, tailor-made just for you.