Send Money to Anyone, Anywhere, Anytime

Optimized your payment process by disbursing payouts to thousands of different accounts simultaneously in real-time.
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Send Money

Send money to your customers, clients, and everyone else, simply by uploading Excel files.

OY! Disburse

The benefits you get by using OY! Disburse
Make real-time transactions 24/7 to 100+ banks and e-wallets in Indonesia
Schedule your transactions for automatic disbursements
Process up to 20 thousand transactions within a few seconds
Keep track of every transactional detail and reconciliation reports easily on one dashboard
*Smart Release* feature ensures that the scheduled payments can only be received on the date specified by the sender
Live Demo Available
Send Money Via Dashboard

Generate via Dashboard

The easiest non-integrated online payment solution. Payments to any account can be made at any time simply by uploading a .CSV file on OY! Bisnis Dashboard.
Send Money Via API

Generate via API

Integrate your payment system with API Disbursement to experience the best payment solutions. Send money to various banks and e-wallets at the same time quickly and conveniently.
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OY! Claim Fund

OY! Claim Fund

Increase the efficiency of your business’s refund and reimbursement process by sending money to your customers directly and easily. This process can still be conducted despite not knowing the customer’s bank information, such as their account numbers.
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Simplify the refund process in your business
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Send money to your customers easily without knowing their bank information (e.g., bank account number)
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Extra security; all refunds must be approved beforehand by the user (your business partner)
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OY! API Disbursement

Integrate your API and enjoy the convenience of sending money 24/7 to 100+ banks across Indonesia.
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Schedule your transactions for automatic disbursements
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Smart Release will ensure that payments that have been scheduled can only be received on the date specified by you as the sender.
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Easily track every transaction details and reconciliation reports from our dashboard.
Bulk Disbursement
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OY! Cash Out

Use your smartphone to withdraw cash from any of our partner shops and ATMs.
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Withdrawing cash is not restricted to old-school ATMs anymore
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Our continuously growing network is your own, digital ATMs
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Enhanced your transaction experience by going cardless
Screenshot Cash OutScreenshot Cash Out
Logo Overbooking
Overbooking
Use personal/company account as the source of funds when making transactions. You only need to top up the balance for the required admin fee.
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Overdraft
If you haven't got the chance to top up the balance, we have partnered with lending platforms that can provide you with loans to make transactions.
Integration

Payment Methods

We have built direct integration with banks all across Indonesia so you don't have to. Enjoy transfer fund to more than 100+ banks and e-wallets in real-time.
  • Check Tosca 100
    Connect directly to more than 100+ banks in Indonesia
  • Check Tosca 100
    Send funds to various e-wallets
Usecase

Popular Use Cases

Pegadaian
Akseleran
Bibit

Hear from our partners

Christian Lie
CEO
"OY! sangat membantu kami dalam membentuk ekosistem akunting berbasis otomasi terutama untuk fitur pembayaran dan penagihan."
"OY! sangat membantu kami dalam membentuk ekosistem akunting berbasis otomasi terutama untuk fitur pembayaran dan penagihan."
Christian Lie
CEO
Teguh Budi
Senior Vice President Digital
Lending & Payment
"OY! memberikan solusi dari kebutuhan bisnis kami yaitu layanan disbursement. Selain itu, tersedianya monitoring dashboard memudahkan tim operasional untuk melakukan monitoring transaksi."
"OY! memberikan solusi dari kebutuhan bisnis kami yaitu layanan disbursement. Selain itu, tersedianya monitoring dashboard memudahkan tim operasional untuk melakukan monitoring transaksi."
Teguh Budi
Senior Vice President Digital
Lending & Payment
Dini Marita
Head of Finance
"Tim OY! sangat cepat tanggap dan informatif. Tiap kendala pasti dibantu dengan koordinasi yang baik dan solutif, serta adanya update berkala  yang memperlancar proses kerjasama."
"Tim OY! sangat cepat tanggap dan informatif. Tiap kendala pasti dibantu dengan koordinasi yang baik dan solutif, serta adanya update berkala  yang memperlancar proses kerjasama."
Dini Marita
Head of Finance
CreditBookPegadaianAkseleran

Pricing

E Wallet
Pay only for the number of transactions made
GopayDanaOvoShopee
Rp 2.000
/transaction
Interbank Transfer
Pay only for the number of transactions made
MandiriBRIBNIBCACIMB Niaga
+100 Other Banks
Rp 4.000
/transaksi
Personalized Services
Need to make transactions of over IDR 1 billion per month? Let's team up to accelerate your business growth and enjoy personalized package, tailor-made just for you.
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Get discounted pricing
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Custom services and packages
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No additional fee for integration

We are here to help you

Start now and accelerate all your business payments. You can also contact us to discuss solutions that are best fitted for your business.
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Receive Money

Provide an easier, friendlier customer experience by giving them the freedom to choose how they want to pay you.
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