Accept and Process Payments Online Easily

Improve customer experience by giving them the freedom to pay with payment methods of their choice.
UnipinBibitBareksaPegadaianAkseleranCreditBook

Receive Money

Accept payment from your customers anytime, anywhere.
Send Payment Checkout Link

OY! Payment Link

The easiest online payment solution without integration. Send unique payments link and
receive payments instantly.

Generate via Dashboard

The easiest online payment solution - no integration required. Create payment links on your dashboard, send them to your customers, and receive payments anytime, anywhere.

Generate via API

A payment solution that can be adjusted with your website or application for better user experience.

Payment Routing

Set payment routes to make it easier for you to manage end-to-end payment flow from your customers only with one API. Optimize your customers’ payment workflow by preserving payment processing redundancy.

Integrate OY! Payment Checkout Link with QRIS

Get the exciting benefits of integrating QRIS with OY! Payment Checkout Links such as:
It only takes 1 QR Code to accept digital payments from various payment applications.
Monitor sales results with a list of transaction history that automatically update in real-time.
Start Now
Screenshot API Payment Checkout Invoice
Send Payment Checkout & Invoice

OY! Invoice

Create and send invoice instantly through dashboard. Collect one-time or recurring payments from various payment methods directly to your invoice.
Check
Send invoices via payment links easily
Check
Customize your invoices directly from one dashboard
Check
Easier supervision of incoming transactions
Check
Automate invoices workflow through our stellar API
Check
Accept payments from customers through various payment methods
Send API Virtual Account

OY! Virtual Account

Accept payments with ease from various banks by using a VA without having to open multiple bank accounts.
Check Green 100
Fast and practical payment confirmation
Check Green 100
Customize Virtual Account with ease according to your business’s needs
Check Green 100
Receive real-time payments 24/7 automatically, including the holidays
OY! Virtual AccountOY! Virtual Account

Generate via Dashboard

Create and manage Virtual Account via one dashboard conveniently, with no integration needed

Generate via API

A payment solution that can be adjusted with your website or application for better user experience.

Payment Routing

Set payment routes to make it easier for you to manage end-to-end payment flow from your customers only with one API. Optimize your customers’ payment workflow by preserving payment processing redundancy.

OY! e-Wallet

Provide various e-Wallets (ShopeePay, DANA, LinkAja, GOPAY, and OVO) for easier payment acceptance in your business. Centralize your e-Wallet payment acceptance rate through one dashboard.
Check Green 100
Accept payments directly from available e-wallets in OY! with one integration
Check Green 100
Keep track of every transaction easily on OY! Bisnis Dashboard
Check Green 100
Receive a callback for all successful transactions

OY! e-Wallet

Provide various e-Wallets (ShopeePay, DANA, LinkAja, dan OVO) for easier payment acceptance in your business. Centralize your e-Wallet payment acceptance rate through one dashboard.
Check Green 100
Accept payments directly from available e-wallets in OY! with one integration
Check Green 100
Keep track of every transaction easily on OY! Bisnis Dashboard
Check Green 100
Receive a callback for all successful transactions
OY! E-Wallet ImageOY! E-Wallet Image
Send Cashout

OY! Cash In

Conveniently use our extensive network to help you deposit or pay in cash on-the-go.
Check Green 100
Use our mobile app to smoothly deposit your cash, no cards required
Check Green 100
Easily access thousands of our deposit and withdrawal points across Indonesia
Check Green 100
Quickly pay in cash in any of our network points, 24/7
Cash In ScreenshotCash In Screenshot
Send Cashout

OY! Cash In

Conveniently use our extensive network to help you deposit or pay in cash on-the-go.
Check Green 100
Use our mobile app to smoothly deposit your cash, no cards required
Check Green 100
Easily access thousands of our deposit and withdrawal points across Indonesia
Check Green 100
Quickly pay in cash in any of our network points, 24/7
Cash In ScreenshotCash In Screenshot
Integration

Payment Methods

Accept payments by incorporating flexible receiving methods that suit your needs.
Virtual Account
Make payments easier for your customers with 1 VA and without having to open accounts at multiple banks.
MandiriBRIBNICIMB NiagaBCAicon permata
Debit & Credit Card
Accept payments from all debit & credit cards on Visa and Mastercard network.
VISAMastercard
QR code dengan QRIS
QRIS allows you to accept payments from various e-money.
Qris Icon
Mobile Banking
MandiriBCAicon jenius
And Other Banks
E-Wallet
ShopeePayGopayOvoLinkAja White Logo
And Other E-Wallet
e-Wallet
Accept payments from various e-wallet
LinkAja White LogoShopeePay

Early Settlement Available

OY! can fulfill your needs to do early settlement. Contact us now to see how we can help you.
Contact Us
Usecase

Popular Use Cases

UniPin
Bareksa
Investree

Hear from our partners

Testimonial Green
Erwin Handono
Head Of Marketing Bibit.id
"Fast response. Tim OY! selalu cepat tanggap. Mitra yang reliable dalam membantu kami memberikan beragam kemudahan transaksi bagi jutaan pengguna Bibit."
"Fast response. Tim OY! selalu cepat tanggap. Mitra yang reliable dalam membantu kami memberikan beragam kemudahan transaksi bagi jutaan pengguna Bibit."
Testimonial Green
Erwin Handono
Head Of Marketing Bibit.id
Testimonial Orange
Ferdinand kardinan
Project Lead CEO Office
"Pada awalnya kami mengira kerja sama dengan OY! sama seperti kerja sama pada umumnya. Ternyata, tidak hanya sekedar mendapatkan rekan bisnis tapi kami juga mendapatkan rekan strategies yang selalu sedia membantu kami 24/7 dan siap untuk berkembang bersama"
"Pada awalnya kami mengira kerja sama dengan OY! sama seperti kerja sama pada umumnya. Ternyata, tidak hanya sekedar mendapatkan rekan bisnis tapi kami juga mendapatkan rekan strategies yang selalu sedia membantu kami 24/7 dan siap untuk berkembang bersama"
Testimonial Orange
Ferdinand kardinan
Project Lead CEO Office
Sigit Suryawan
VP Retail Products
& Innovation
"Kerjasama dengan OY Indonesia adalah langkah strategis Investree untuk memperkuat kapabilitas Investree pada segmen ultra-mikro"
"Kerjasama dengan OY Indonesia adalah langkah strategis Investree untuk memperkuat kapabilitas Investree pada segmen ultra-mikro"
Sigit Suryawan
VP Retail Products
& Innovation
BibitUnipin

Pricing

Virtual Account
Virtual Account BCA
BCA
Rp 4.500
/transaction
Other Virtual Account
MandiriBRIBNIicon permataCIMB Niaga
Rp 4.000
/transaction
Debit & Credit Card
Debit & Credit Card transaction
VISAMastercard
Rp 4.000 + 2,5%
/of the transaction nominal
e-Wallet
Transaction via e-Wallet
LinkAja White LogoShopeePay
2 %
/of the transaction nominal
QR Code Indonesian Standard
Transactions via scanning QR Code
Qris Icon
0.7 %
/of the transaction nominal
Mobile Banking
MandiriBCAicon jenius
And Other Banks
E-Wallet
ShopeePayOvoGopayLinkAja White Logo
And Other E-Wallet
Personalized Services
Need to do more than 10,000 transactions per month? Let's team up to accelerate your business growth and enjoy personalized package, tailor-made just for you.
Check
Get discounted pricing
Check
Custom services and packages
Check
No additional fee for integration

We are here to help you

Start now and accelerate all your business payments. You can also contact us to discuss solutions that are best fitted for your business.
Button Prev
Button Next
Other Products

Send Money

Enjoy real-time payments to multiple accounts with ease.
Bulk Disbursement Logo
Bulk Disbursement
API Disbursement Logo
API Disbursement
OY Cash Pickup Logo
Cash Out
Explore Send Money
Close icon for modal on mobile siteClose icon for modal on desktop site
Get cashback up to IDR 1 million! What are you waiting for?
Check It Now