Send funds to various banks and e-Wallets for multiple recipients only in one easy step!

Make fund disbursement processes to thousands of recipients much simpler and practical with OY! Multitransfer. Connected with 130+ banks and top e-Wallets in Indonesia, OY! Multitransfer is available with both API integration and non-integration solutions via OY! Dashboard.

Send funds to various banks and e-Wallets for multiple recipients only in one easy step!

Sending funds to thousands of recipients just got simpler with OY! Multitransfer. Connected with 130+ banks and various e-Wallets in Indonesia, OY! Multitransfer is available with both API integration and non-integration solutions via OY! Dashboard.

Example Usage of OY! Multitransfer in Business

Jual Beli Melalui:
Cukup kirimkan link yang berisi berbagai opsi metode pembayaran kepada pelanggan atau cantumkan link di profil media sosial Anda.
Bagi Anda yang sering berjualan via aplikasi messenger (misalnya: WhatsApp dan Telegram), Anda dapat langsung kirim link berisi banyak opsi metode pembayaran untuk pelanggan Anda secara praktis.
Hubungkan platform bisnis Anda (aplikasi atau website) dengan sistem integrasi API kami. Berikan pengalaman pembayaran yang lebih baik, mudah, dan cepat untuk pelanggan Anda.
Fund Transfer or Disbursement Process between Banks or e-Wallet

Send funds to any bank or e-Wallet for various purposes.

Payrolls, Bonuses, and THR

Distribute payrolls to employees with different bank destinations or e-Wallet

Payments for Vendors and Business Operations

Streamline vendor payment process to make bookkeeping easier.

Prizes and Loyalty Program

Simplify the process of distributing prizes in the form of cash, cashback, or e-Wallet balances for the winners.

E-Wallet Top Up Service

PPOB or marketplace businesses can top up e-Wallet balances with desired admin fees on their business platform.

Product Abilities & Features of OY! Multitransfer

Variasi Fitur pada OY! Payment Link

Example Usage of OY! Multitransfer in Business

With an extensive remittance network, you can send funds to any bank or e-Wallet for various needs. Ranging from simple fund transfers to business interests.
Payroll distributions to employees with different bank destinations or e-Wallet becomes easier and cost efficient.
Streamline bill payment processes from vendors and other business operations for a simpler bookkeeping.
Simplify the process of distributing prizes in the form of cash, cashback, or e-Wallet balances for participants or winners of seminars, competitions, or reward programs.
PPOB or marketplace businesses can top up e-Wallet balances with desired admin fees on their business platforms.

Product Abilities & Features of OY! Multitransfer

Various Payment Methods
Connected with OY! Multitransfer

Virtual Account

Integrated with +130 banks to fulfill your business fund transfer needs.
BCABRIBNIMandiri

Ewallet

Get connected with various top e-Wallet platforms in Indonesia for top up needs and sending funds.
ShopeePayDana

Various Payment Methods Connected with OY! Multitransfer

Virtual Account

Terintegrasi dengan +130 bank untuk menjawab kebutuhan pengiriman dana bisnis Anda.
BCABRIBNIMandiri

Ewallet

Terhubung dengan berbagai platform e-Wallet top di Indonesia untuk kebutuhan top up dan proses pengiriman dana.
ShopeePayDana

What Are the Benefits of
OY! Multitransfer?

Operate Anytime With No Time Limitation

With OY! Multitransfer, you can make payments or send funds to thousands of recipients in real-time 24/7.

Multiple Payment Options

No need to manually create accounts at different banks for sending funds. OY! is connected with 130+ banks and various well-known e-Wallet platforms in Indonesia.

A Simpler Way of Reconciliation Without Hassles

OY! Multitransfer makes reconciliation simpler. Through OY! Bisnis dashboard, you can monitor business expenses as all transactions will be displayed transparently.

Keuntungan Menggunakan OY! Payment Link

What Are the Benefits of OY! Multitransfer?akan OY! Multitransfer
Cara Rekonsiliasi Sederhana Tanpa Hambatan
Lihat detail
OY! Multitransfer memungkinkan Anda dalam melakukan rekonsiliasi dengan mudah. Melalui dashboard, Anda dapat memantau pengeluaran bisnis karena seluruh transaksi akan ditampilkan secara transparan.

Types of Integration for OY! Multitransfer

See How OY! Multitransfer Can Help
Different Types of Industries

Finance Team in Every Type of Industry

OY! Multitransfer fulfill the needs of employee payroll transactions for any company.

Financial Company - Investment

With OY! Multitransfer, investment companies will experience convenience in transferring funds to user and to the custodian bank (e.g. Bibit).

Financial Company - Credit / P2P Lending

OY! Multitransfer will help distribute loan funds to borrowers from credit/P2P lending companies (e.g. Pegadaian, Investree, Koinworks).

Payment Point Online Banking (PPOB)

Penyedia jasa PPOB dapat menggunakan OY! Multitransfer untuk mengirim dana ke tujuan yang diminta dan melakukan top-up saldo e-Wallet.

eCommerce / Marketplace

E-commerce platforms or marketplaces can efficiently send funds to merchants/partners/agents and send sales report to distributors/vendors. In addition, distribution of prizes, cashback, cash, and e-Wallet balances can also be sent via OY! Multitransfer.

FMCG / Retail / Logistik (Tokopedia, gudangada, ids, orderkuota)

FMGC / Retail / Logistics companies can use OY! Multitransfer to send funds to distributors easily (example: Tokopedia, Gudangada, IDS, Orderkuota).

Online Shop

Online shop business owners can use OY! Multitransfer to make payments to suppliers or vendors and distribute gifts in the form of balances (cash) to customers.

See How OY! Multitransfer Can Help Different Types of Industries

Online Shop

Bagikan OY! Payment Link melalui media sosial dan aplikasi messenger (contoh: WhatsApp, Telegram, Facebook Messenger) untuk terima pembayaran pesanan dari pelanggan.

Offline Shop

Bagikan OY! Payment Link melalui media sosial dan aplikasi messenger untuk terima pembayaran pesanan online atau delivery.

Freelancer

Freelancer atau pekerja lepas dapat menggunakan OY! Payment link untuk terima pembayaran dari klien melalui email, aplikasi messenger, dan media sosial (contoh: Instagram, Facebook, TikTok, LinkedIn) untuk proses bertransaksi yang lebih profesional.

eCommerce

OY! Payment Link dapat terhubung dengan platform e-Commerce pada halaman pembayaran (checkout page) untuk tampilan halaman pembayaran yang lebih baik.

Payment Point Online Banking (PPOB)

Penyedia jasa PPOB dapat menggunakan OY! Payment Link untuk pembayaran top up voucher game, pulsa, tagihan, atau transfer uang ke suatu penerima (agen transfer) melalui aplikasi messenger atau platform PPOB milik Anda sendiri.

Grosir Online

Toko grosir online dapat menggunakan OY! Payment Link untuk pembayaran online. Terdapat opsi pembayaran kartu debit, kartu kredit, dan transfer bank yang dapat menjadi solusi untuk kebutuhan pembayaran dalam jumlah besar.

Situs Web (Website Enabler)

OY! Payment Link memudahkan pihak pengembang situs web seperti vendor pembuatan situs bisnis/personal, hingga platform undangan online untuk mengintegrasikan produk ini langsung pada situs yang sedang dikerjakan untuk klien Anda.

Software Developer (SaaS)

Platform jasa pengembangan software (SaaS) dapat menggunakan OY! Payment Link sebagai opsi pembayaran untuk kelancaran pelanggan saat bertransaksi.

Testimoni Partner

Muhammad Zainudin
Owner, CARAKA Print
OY! Sangat membantu saya dalam mengembangkan bisnis CARAKA Print Channel. pembayaran beragam, dashboard user friendly, serta layanan supportnya yang sangat responsif dan dapat diandalkan.
Muhammad Zainudin
Owner, CARAKA Print
OY! Sangat membantu saya dalam mengembangkan bisnis CARAKA Print Channel. pembayaran beragam, dashboard user friendly, serta layanan supportnya yang sangat responsif dan dapat diandalkan.
Muhammad Zainudin
Owner, CARAKA Print
OY! Sangat membantu saya dalam mengembangkan bisnis CARAKA Print Channel. pembayaran beragam, dashboard user friendly, serta layanan supportnya yang sangat responsif dan dapat diandalkan.
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PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
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OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
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