No need to install multiple e-wallet platforms, you can access various payment options through this feature.
Forget the hassle of carrying cash or card, now you can easily make payments, transfer funds, and track business transactions easily from the app.
Virtual Account
Simplify your business transactions with our Virtual Account to manage all your incoming payments.
Choose your preferred bank with only a few clicks, our Virtual Account streamlines the process, saving you time and effort in your business operations.
QRIS
One payment link for all your business payment needs.
Our QRIS solution helps you serve your customers faster and creates a seamless payment experience.
Credit Card & Debit Card
Supported by Mastercard and VISA, our Credit and Debit Card offer a secure and convenient payment solution for all your business needs.
Our solutions help you stay in control of your business finances while simplifying your everyday business transactions.
E-Wallet
No need to install multiple e-wallet platforms, you can access various payment options through this feature.
Forget the hassle of carrying cash or card, now you can easily make payments, transfer funds, and track business transactions easily from the app.
Virtual Account
Simplify your business transactions with our Virtual Account to manage all your incoming payments.
Choose your preferred bank with only a few clicks, our Virtual Account streamlines the process, saving you time and effort in your business operations.
QRIS
One payment link for all your business payment needs.
Our QRIS solution helps you serve your customers faster and creates a seamless payment experience.
Credit Card & Debit Card
Supported by Mastercard and VISA, our Credit and Debit Card offer a secure and convenient payment solution for all your business needs.
Our solutions help you stay in control of your business finances while simplifying your everyday business transactions.
Send Money Features
Bulk Disbursement
Send money to thousands of recipients at the same time while we help you to save up to 20% on costs.
With the capability to transfer to over 100 bank partners on scheduled or real-time basis, Bulk Disbursement enables you to process thousand transactions in easy steps..
Transfer to over 100 banks and e-wallets in Indonesia in real-time 24/7
Process 20 thousand transactions in just seconds
Send funds on a scheduled and automated basis
Unlimited number of transactions
Join more than 1,000 Businesses with Hassle Free Financial Operations
Increase operational efficiency by utilizing a diverse and integrated money transfer solution.
Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data
"Initially we are looking for a business partner to assist in payment solution. Once we've worked with OY!, we are pleased to work with a strategic partner who is ready 24/7 to support us and move forward with us."
– Ferdinand Kardinan- Project Lead CEO Office ––
Featured Customer
Bibit Easily Manages Transaction Process Powered by OY! Virtual Account to accept payment effortlessly.
"Fast response and OY! has a very reliable team to support the client's needs in providing convenient transaction methods for millions of Bibit users.”
– Erwin Handono- Head Of Marketing Bibit.id ––
Featured Customer
Credimart Easily Manages Transaction Process Powered by Payment Link
"OY! Business’ products facilitate a seamless transaction process for B2B CrediMart users to receive real-time order confirmations. On the technical side, the implementation is easy and efficient, while the customer care team is also quite responsive.”
– Adi Swandaru - VP of Sales CrediMart ––
Featured Customer
Payment Link to simplify online payment process without integration, & Transaction Data to analyze bank transaction data
"Initially we are looking for a business partner to assist in payment solution. Once we've worked with OY!, we are pleased to work with a strategic partner who is ready 24/7 to support us and move forward with us."
–– Ferdinand Kardinan - Project Lead CEO Office ––
Featured Customer
Bibit Easily Manages Transaction Process Powered by OY! Virtual Account to accept payment effortlessly.
"Fast response and OY! has a very reliable team to support the client's needs in providing convenient transaction methods for millions of Bibit users.”
––Erwin Handono - Head Of Marketing Bibit.id ––
Featured Customer
Credimart Easily Manages Transaction Process Powered by Payment Link
"OY! Business’ products facilitate a seamless transaction process for B2B CrediMart users to receive real-time order confirmations. On the technical side, the implementation is easy and efficient, while the customer care team is also quite responsive.”
–– Adi Swandaru - VP of Sales CrediMart ––
Pricing
Discover the best price of our services that suits your business.
Receive and track customer payments conveniently from our mobile app.
Download mobile app
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Products
Documentation
About
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
ISO 9001 Quality Management System, ISO 27001 Information Security Management System, ISO 37001 Anti-bribery Management System certified by BSI under certificate numbers FS 751090, IS 751086, and IABMS 780552
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by Bank Indonesia, Register Number 21/267/Jkt/3
PT. Dompet Harapan Bangsa (“OY! Indonesia”) registered and authorized by the Financial Services Authority, Register Number S-326/MS.72/2019
OY! Indonesia registered as the electronic system provider at Indonesia Ministry of Communication and Informatics, Register Number 000019.01/DJAI.PSE/02/2021.
ISO 9001 Quality Management System, ISO 27001 Information Security Management System, ISO 37001 Anti-bribery Management System certified by BSI under certificate numbers FS 751090, IS 751086, and IABMS 780552
PCI DSS v4.0.1 SAQ-D COMPLIANT Certified by QRC under certificate number QRC/2025/1110/PCI/0201/001.
Send MoneyA variety of options to transfer funds in bulk, connected to more than 100 banks and e-wallet providers
Receive MoneyAccept payments from various account sources and monitor your transactions
Expense ManagementControl and gain visibility of all company expenses through our integrated corporate payment solution
Cash ManagementNEWAvoid time-consuming manual cash counting process with our licensed and comprehensive cash handling services
