OY! Indonesia | Receive Money

OY! Payment Link
‍

The easiest online payment solution, with and without integration. Send unique payments link with various payment methods to choose from to your customers and receive payments instantly.

Generate via Dashboard

The easiest online payment solution - no integration required. Create payment links on your dashboard, send them to your customers, and receive payments anytime, anywhere.

Generate via API

A payment solution that can be adjusted with your website or application for better user experience.

Payment Routing

Set payment routes to make it easier for you to manage end-to-end payment flow from your customers only with one API. Optimize your customers’ payment workflow by preserving payment processing redundancy.

The benefits you get by using OY! Payment Link

Offer various payment methods to choose, from e-wallets, Virtual Accounts, to credit and debit cards* for your customers all in just 1 simple link

Customize your payment link with ease that suits your business needs. Use One-Time Link for single payment or use Reusable Link where the payment link can be used forever

Choose Open Amount if you want your customers to fill in the payment amount or determined the payment amount yourself by using the Closed Amount feature

Get real-time payment notifications 24/7 automatically

Check your transaction status with ease on OY! Bisnis Dashboard

Payment links can be directly sent to your customers via social media and messaging apps

(*) Contact our Account Manager for credit/debit card payment method request

Live Demo Available

Integrate OY! Payment Checkout Link with QRIS

Get the exciting benefits of integrating QRIS with OY! Payment Checkout Links such as:

It only takes 1 QR Code to accept digital payments from various payment applications.

Monitor sales results with a list of transaction history that automatically update in real-time.

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Making all transaction effortlessly

Helps your customer complete their payment directly from your webpage via a native feature.

Offers a seamless & better user experience for your customer.

Learn More

QRIS

Pop!

OY! Invoice

Create and send invoice instantly through dashboard. Collect one-time or recurring payments from various payment methods directly to your invoice.

Send invoices via payment links easily

Customize your invoices directly from one dashboard

Easier supervision of incoming transactions

Automate invoices workflow through our stellar API

Accept payments from customers through various payment methods

OY! Virtual Account

Accept payments with ease from various banks by using a VA without having to open multiple bank accounts.

Fast and practical payment confirmation

Customize Virtual Account with ease according to your business’s needs

Receive real-time payments 24/7 automatically, including the holidays

Generate via Dashboard

Create and manage Virtual Account via one dashboard conveniently, with no integration needed

Generate via API

A payment solution that can be adjusted with your website or application for better user experience.

Payment Routing

OY! e-Wallet

Provide various e-Wallets (ShopeePay, DANA, LinkAja, and OVO) for easier payment acceptance in your business. Centralize your e-Wallet payment acceptance rate through one dashboard.

Accept payments directly from available e-wallets in OY! with one integration

Keep track of every transaction easily on OY! Bisnis Dashboard

Receive a callback for all successful transactions

OY! e-Wallet

Provide various e-Wallets (ShopeePay, DANA, LinkAja, dan OVO) for easier payment acceptance in your business. Centralize your e-Wallet payment acceptance rate through one dashboard.

Accept payments directly from available e-wallets in OY! with one integration

Keep track of every transaction easily on OY! Bisnis Dashboard

Receive a callback for all successful transactions

OY! Cash In

Conveniently use our extensive network to help you deposit or pay in cash on-the-go.

Use our mobile app to smoothly deposit your cash, no cards required

Easily access thousands of our deposit and withdrawal points across Indonesia

Quickly pay in cash in any of our network points, 24/7

OY! Cash In

Conveniently use our extensive network to help you deposit or pay in cash on-the-go.

Use our mobile app to smoothly deposit your cash, no cards required

Easily access thousands of our deposit and withdrawal points across Indonesia

Quickly pay in cash in any of our network points, 24/7

Integration

Payment Methods

Accept payments by incorporating flexible receiving methods that suit your needs.

Virtual Account

Make payments easier for your customers with 1 VA and without having to open accounts at multiple banks.

Debit & Credit Card

Accept payments from all debit & credit cards on Visa and Mastercard network.

QR code dengan QRIS

QRIS allows you to accept payments from various e-money.

Mobile Banking

And Other Banks

E-Wallet

And Other E-Wallet

e-Wallet

Accept payments from various e-wallet

Hear from our partners

Erwin Handono

Head Of Marketing Bibit.id

"Fast response. Tim OY! selalu cepat tanggap. Mitra yang reliable dalam membantu kami memberikan beragam kemudahan transaksi bagi jutaan pengguna Bibit."

Erwin Handono

Head Of Marketing Bibit.id

Ferdinand kardinan

Project Lead CEO Office

"Pada awalnya kami mengira kerja sama dengan OY! sama seperti kerja sama pada umumnya. Ternyata, tidak hanya sekedar mendapatkan rekan bisnis tapi kami juga mendapatkan rekan strategies yang selalu sedia membantu kami 24/7 dan siap untuk berkembang bersama"

Ferdinand kardinan

Project Lead CEO Office

Sigit Suryawan

VP Retail Products
& Innovation

"Kerjasama dengan OY Indonesia adalah langkah strategis Investree untuk memperkuat kapabilitas Investree pada segmen ultra-mikro"

Sigit Suryawan

VP Retail Products
& Innovation

Payment Method and Price

Virtual Account

Virtual Account BCA

Rp 4.500

/transaction

Other Virtual Account

Rp 4.000

/transaction

Kartu Debit & Credit

Debit & Credit Card transaction

Rp 2.000 + 2,9%

/of the transaction nominal

e-Wallet

Transaction via e-Wallet

*OVO fees for digital content transactions and non-Indonesian merchants are more expensive.

1.5 %

/of the transaction nominal

QR Code Indonesian Standard

Transactions via scanning QR Code

0.7 %

/of the transaction nominal

Mobile Banking

And Other Banks

E-Wallet

And Other E-Wallet

Retail Outlets

Can easily pay with cash at 12,000+ convenience stores

Rp 5.000

/Transaction

Direct Debit

Directly pull payments from end customer’s bank account. Recurring payments without OTP.

Contact Sales

Personalized Services

Need to do more than 10,000 transactions per month? Let's team up to accelerate your business growth and enjoy personalized package, tailor-made just for you.

Get discounted pricing

Custom services and packages

No additional fee for integration

Contact Sales

Accept and Process Payments Online Easily

Receive Money

OY! Payment Link
‍

Generate via Dashboard

Generate via API

Payment Routing

Integrate OY! Payment Checkout Link with QRIS

Making all transaction effortlessly

OY! Invoice

OY! Virtual Account

Generate via Dashboard

Generate via API

Payment Routing

OY! e-Wallet

OY! e-Wallet

OY! Cash In

OY! Cash In

Payment Methods

Early Settlement Available

Popular Use Cases

Hear from our partners

Payment Method and Price

Send Money

Accept and Process Payments Online Easily

Receive Money

OY! Payment Link‍

Generate via Dashboard

Generate via API

Payment Routing

Integrate OY! Payment Checkout Link with QRIS

Making all transaction effortlessly

QRIS

Pop!

OY! Invoice

OY! Virtual Account

Generate via Dashboard

Generate via API

Payment Routing

OY! e-Wallet

OY! e-Wallet

OY! Cash In

OY! Cash In

Payment Methods

Early Settlement Available

Popular Use Cases

Hear from our partners

Payment Method and Price

We are here to help you

Send Money

OY! Payment Link
‍